The Kansas ABLE Savings Plan provides a tax-advantaged investment account to qualified individuals with a disability or blindness. To be eligible for an ABLE account, an individual must have a disability or blindness of a severity that would qualify them for SSI, whether or not the individual is actually receiving SSI benefits. The person’s disability or blindness must have first onset before age 26.

Contributions into the account may be made by the account owner, their employers, family or friends, and are made on an after-tax basis. Account owners can invest in a range of investment options, including a checking account offering easy debit-card access to account funds. Individuals with disabilities can only have $2,000 in assets at any given time in order to remain eligible for many federal means-tested benefits programs, such as Supplemental Security Income (SSI). Under ABLE, eligible individuals and families may establish ABLE savings accounts that will not affect their eligibility for SSI (up to $100,000), Medicaid and other public benefits. ABLE accounts provide a mechanism to essentially increase this $2,000 asset limitation so that individuals with disabilities and their families can save money for their future and to improve their quality of life.

ABLE accounts are designed to help pay for the account owner’s “Qualified Disability Expenses,” which include: education, housing, transportation, employment training and support, assistive technology and related services, health, prevention and wellness, financial management and administrative services, legal fees, expenses for ABLE account oversight and monitoring, funeral and burial expenses, and basic living expenses. The Kansas ABLE program is administered by the Kansas State Treasurer’s Office.

Learn more about the benefits of an ABLE account.

Notice: As of August 14, 2024, the eligibility for the $100 ABLE empowerment grant has been expanded from individuals on the IDD waitlist to all ABLE eligible Kansans.

For ABLE account eligible individuals residing in Kansas, we are offering an empowerment grant of $100 for those who establish a new ABLE account between August 14, 2024 and December 31, 2024. To qualify for this incentive, the individual and/or their caregiver(s) must:

• Submit the name of the Kansas ABLE eligible individual wishing to receive grant funding. Please note: grant funding is prioritized based on the date and time a name is submitted. Click here or visit treasurer.ks.gov/grant to submit a name.
• Attend one in-person or virtual ABLE educational event. List of in-person and virtual classes can be found in the drop box below.
• Establish a new Kansas ABLE savings account before December 31, 2024. Please note that opening an ABLE account is subject to certain eligibility restrictions. In general, an individual is eligible for an ABLE account if he or she has been diagnosed with a qualifying disability, and the disability began before the age of 26. For more details on qualifying disabilities and other eligibility requirements, please see treasurer.ks.gov/able and the Plan Disclosure Booklet.

Upon completion and verification that a qualified individual has completed the above three steps, grant dollars will be funded into the newly established Kansas ABLE savings account. Empowerment grant funds will be disbursed from the Kansas Financial Empowerment Foundation. Email ABLEgrant@treasurer.ks.gov or call 785.296.3342 for additional questions.

Thanks to our partnerships, no taxpayer funds from the Office of the Kansas State Treasurer are used to fund the $100 ABLE empowerment grant.

The ABLE roadshow is a statewide tour with 50 in-person events planned from April 15th until December of 2024. These free educational events will provide valuable insight into the benefits of an ABLE account and offer families one-on-one assistance in opening of a Kansas ABLE account.

Interested in attending one of the in-person ABLE educational presentations listed below? RSVP for the event by:

• Submitting this registration form
• Emailing ABLEgrant@treasurer.ks.gov
• Calling 785.296.3342.

Can’t join us in person? You can take advantage of one of our small-group virtual Kansas ABLE presentations.

Virtual ABLE Presentation Registration

• IDD – intellectual or developmental disability
• ABLE – Achieving a Better Life Experience
• KCDD – Kansas Council on Developmental Disabilities
• STO - State Treasurer’s Office
• KDADS – Kansas Department for Aging and Disability Services
• CDDO – Community Developmental Disability Organization